Commercial Underwriter in Cincinnati at GPAC

Date Posted: 9/8/2020

Job Snapshot

Job Description

Come join a great community bank as their new Commercial Underwriter. Enjoy a comfortable and fun work environment along with a good work life balance!

Essential Functions/Responsibilities:

* Performs financial analysis and risk assessment for the commercial credit portfolio including Business Banking, Commercial & Industrial and Commercial Real Estate business lines by Bank.

* Review commercial loan applications and analyzes credit information to make a general assessment of applicant's creditworthiness. Determines whether or not the proposed loan will conform to the Bank's lending policy. Provide feedback to the Business Unit Manager, Regional and/or Market President, Senior RM and Commercial Credit Officer (CO), as appropriate, regarding the structure, underwriting, and management of loans. Maintain on-going communication with all appropriate management on the status of transactions.

* Spread statements for all new business opportunities and renewals not assigned to credit portfolio analyst. Financial spreading and cash flow/CRE template preparation for pre-screen/opportunity memo for prospects and new loans to existing clients.

* Prepare credit memos for new and renewal requests on credits and large clients, including those going before the Senior Credit Committee.

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States for the past 30 years. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Job Requirements

Performs financial analysis and risk assessment for the commercial credit portfolio including Business Banking, Commercial & Industrial and Commercial Real Estate business lines by Bank.