Credit Manager in San Diego, CA at GPAC

Date Posted: 6/9/2022

Job Snapshot

Job Description

A locally owned bank in is in search of a Credit Manager. They leverage data to aid decision making, and community involvement to maintain customer relationships. This is a fantastic opportunity to manage a small team of lenders and underwriters for an organization with open-door access to the executive team and a family friendly atmosphere!


The Credit Manager will oversee small business and consumer lending departments and be accountable for efficient credit administration, lending operations, and relationship management. Positively leading underwriters and credit analysts in reviewing loan requests, utilizing software and data to aid in decision-making, and ultimately presenting recommendations to appropriate lending committee per bank policies.


  • Credit Manager will lead and supervise business loan underwriters, consumer loan underwriters, and credit analysts
  • Supervise team loan organization, filing, maintenance, and loan servicing
  • Administer lending platform
  • Promote positive leadership and direction for team development and provide resources for credit administration, lending structures, and relationship management issues
  • Analyze and process loan requests and make loan decisions within established limits
  • Review loan requests submitted by loan officers as required by loan policies, which may include making recommendations to the CCO, President, Board, and Loan Committee
  • Maintain frequent contact with branch lending staff
  • Attend continuing education classes / training sessions as required
  • Responsible for completing online and other training courses as assigned
  • An understanding of budgeting procedures, methods, evaluation criteria and resource planning
  • Strong management and leadership skills
  • Demonstrates a willingness to adapt to changing business needs and deadlines
  • Excellent written and oral communication skills
  • Maintain a professional image while giving and taking information in writing, in person, and over the phone
  • Solid word processing, computer, and database skills.
  • Good interpersonal skills with the ability to effectively work with individuals and groups at all levels of an organization
  • The ability to work both as a team and independently
  • Proficiency with computers and computer software and financial reports and statements
  • Effectively utilize programs that aid in statistical and financial calculations
  • Ability to take initiative and prioritize tasks, good time-management, organizational, problem-prevention, and problem-solving skills
  • Proper knowledge of business policies and regulations -- understanding of banking rules, regulations, laws and all policies and procedures pertaining to them -- including but not limited to the Bank Secrecy Act
  • Maintain confidentiality of sensitive information
  • Able to research, learn, and apply new information


  • Credit Manager will promote and market the bank by participating in community organizations and events
  • Provide feedback to Senior Management on employee performance
  • Active listening skills
  • Attention to detail and accurate work
  • Maintain teams disaster recovery information
  • Review, edit, and correct time cards each pay period
  • Monitor employee leave time according to company policy
  • Notify Human Resources when an employee requests, or requires, an extended leave of absence (such as FMLA)
  • Conduct performance reviews and prepare disciplinary documentation when appropriate
  • Complete necessary paperwork and follow company process when hiring or terminating an employee
  • Perform other duties as assigned


Bachelor of Science in Business Administration, Accounting, Finance, or equivalent related experience
Five (5) years of business lending experience and five (5) years of supervisory experience preferred
Experience administrating lending software / platform preferred
Credit Manager must be bondable and possess a valid driver's license

In general, the Credit Manager will have analytical ability sufficient to learn analysis of complex commercial financial statements. Working knowledge of loan documentation and proper loan structure. Strong written and verbal communication skills along with a basic understanding of the principles of accounting. Knowledge of Microsoft Office programs, especially Word and Excel. Excellent organizational and interpersonal skills, attention to detail and the ability to work in a fast-paced environment and complete assignments in a timely manner with minimal direction. Ability to work independently as well as in a team environment and be responsive to supervisory guidance. Must project a professional image by adhering to guidelines in the employee handbook.

Responsible for compliance with all regulations, laws, and bank policies and procedures that pertain to the day-to-day job responsibilities. Responsible for maintaining a working knowledge of all compliance regulations pertinent to the assigned duties by successful completion of any courses assigned on a timely basis. Responsible for adherence to Bank's Code of Professional Ethics and Conduct as well as observing and promoting compliance with the Code among fellow bank personnel, customers and vendors.

Reach out to have a confidential conversation; call or text Randy Syverson at (605) 705-3731 or email your resume to to discuss the opportunity.

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.