Mortgage Underwriter in Lima, OH at GPAC

Date Posted: 9/10/2020

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    Lima, OH
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
    9/10/2020

Job Description

Description of Duties, Responsibilities and Expectations:

  • Have a thorough knowledge of reviewing Residential appraisals.
  • Understand and maintain a thorough knowledge of all bank, investor, and correspondent programs and requirements.
  • Individual must have the ability to calculate qualifying income including analyzing tax returns and financial statements.
  • Assume additional duties as they arise, cross-train within the department, and be responsive to the department.
  • Expert knowledge of AUS systems, (DU, LP)
  • Communicate credit decisions, answer loan level questions and address issues on outstanding items required for credit approval.
  • Knowledge of Encompass360 and/or paperless documentation environment a plus
  • Proven leadership ability, with experience leading and inspiring Teams to high performance levels
  • Ability to create and update detailed underwriting guidelines to supplement/enhance agency standards
  • Maintain and cultivate effective working relationships with clients and business partners

Qualifications, Knowledge and Skills:

  • Two plus years underwriting experience.
  • FHA DE Underwriter Certification
  • Associates degree in business or equivalent experience, 4 year degree preferred
  • Solid knowledge of bank compliance requirements, bond market and corresponding investment analysis strategies; as well as knowledge and adherence to Fair Lending laws and regulations.
  • Highly proficient mortgage technology knowledge and computer literacy (eg MS Office); proficient knowledge of working with spreadsheet and creating formulas. Ability to become proficient in use of specific software required for position.
  • Solid knowledge of Secondary market (Fannie Mae, Freddie Mac, etc.), desired.
  • Ellie Mae Encompass experience preferred
  • Embrace Continuous Improvement concept and ability to be a change agent
  • Ability to clearly articulate position when enforcing policy/guide interpretations, while engaging all layers of the organization
  • A high level of initiative, thoroughness, accuracy and organizational skills required.
  • Ability to maintain current and on-going education requirements to remain current to job trends.
  • High level of confidentiality required.
  • Solid oral and written communication skills.
  • Ability to manage multiple priorities/projects with varied deadlines.

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States for the past 30 years. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.