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Credit Analyst in Bellevue Nebraska at GPAC

Date Posted: 4/6/2018

Job Snapshot

Job Description

Community bank has created a brand new position for an experienced credit analyst. Candidates who are interested must have direct experience with performing credit analysis on both Agriculture and Commercial loans. Previous Examiner experience in the area of safety and soundness would be viewed as a major plus. Candidate must be personable, but confident in their abilities to perform the following tasks.

  • Prepares financial statement spreads from tax returns and financial statements
  • Prepares annual reviews, credit approval forms and credit memos to document credit analysis of existing and potential borrowers
    • Identifies and evaluates primary repayment sources under various scenarios
    • Identifies and evaluates secondary repayment sources including collateral and guarantors
    • Conducts industry and economic research and forecasts the effect of findings on individual borrowers
    • Recommends loan structure
    • Suggests risk rating
    • Identifies loan policy and regulatory exceptions as they apply to individual loans
    • Monitors loan relationships for financial covenant compliance
  • Communicates directly with loan officers and borrowers to request additional information and to resolve various issues
  • Produces monthly and quarterly reports to document loan portfolio performance and to fulfill regulatory requirements
  • Performs duties of Appraisal Analyst as needed
  • Orders and reviews commercial and residential real estate appraisals

Desired Experience

  • Minimum 4 years of credit analysis experience in both Agriculture and Commercial. (Greater experience is most preferred, and will result in higher compensation)
  • 4 year degree in accounting, finance, or related field.
  • Previous Examiner experience in the area of Safety and Soundness is considered a bonus.
  • Working in a community banking atmosphere is ideal, but not a deal breaker.

Please contact our professional recruiter Alan McMillen via email at Alan.McMillen@gogpac.com for more information on this, or any other positions you might be interested in.

Job Requirements

Credit, Credit Analysis, Commercial, Agriculture, Loans, Examiner, Review, Tax Returns, Spreads, Financial Statements, Risk, Appraisals, Loan Structure